Protecting What Matters Most

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Cantor Kastl Insurance Services
Tailored Solutions. Comprehensive Coverage. Strategic Guidance.

At Cantor Kastl Insurance Services, we provide tailored coverage for both personal and commercial needs. Whether you're protecting your home, your business, or your livelihood, we offer a wide range of products designed to safeguard what matters most. Backed by a broad network of trusted carriers, we’re able to source competitive options and flexible solutions that fit your unique risk profile. Our commitment to exceptional customer service means we’re here to guide you every step of the way- with responsiveness, clarity, and care.

We understand that keeping up with your insurance can sometimes be overwhelming. While many insurance companies offer access to self-quoting tools, we believe that your assets and financial well-being are worth the discussion. By submitting your home and auto insurance information through our website, you initiate a process guided by the expertise of one of our licensed agents. We will review the information that you provide, identify any potential gaps or inefficiencies, and discuss coverage options available to you. Our goal is to structure coverage that aligns with your long-term needs, so that your insurance works for you when it matters the most.

 

🏡 Personal Insurance Products

Homeowners Insurance

Protect your home and personal belongings from fire, theft, weather damage, and liability claims. Optional endorsements available for water backup, scheduled valuables, and more.

Auto Insurance

Coverage for your vehicle including liability, collision, comprehensive, uninsured motorist, and personal injury protection. Multi-policy discounts may apply.

Renters Insurance

Affordable protection for your personal property and liability as a tenant. Often required by landlords and highly recommended for peace of mind.

Condo Insurance

Tailored coverage for unit owners, including personal property, interior structures, and liability. Complements your condo association’s master policy.

Umbrella Insurance

Extra liability protection that goes beyond the limits of your home and auto policies. Ideal for high-net-worth individuals or those with increased exposure.

Recreational Vehicle Insurance

Coverage for motorcycles, boats, ATVs, RVs, and other specialty vehicles. Protects against physical damage, theft, and liability while on the road or water.

Valuable Items & Inland Marine Insurance

Specialized coverage for high-value personal property such as jewelry, fine art, collectibles, and equipment. Ideal for items that travel or are not fully covered under standard homeowners' policies.

 

🏢 Commercial Insurance Products

Business Property Insurance

Protect your physical assets—including buildings, equipment, signage, inventory, and furniture—from losses due to fire, theft, or storm damage. Note: Coverage for catastrophic events like floods and earthquakes typically requires separate policies.

General Liability Insurance

Shield your business from claims involving bodily injury, property damage, advertising injury, and professional errors or omissions. This coverage can help pay for legal defense costs, settlements, and judgments.

Workers Compensation Insurance

Support your employees with benefits for work-related injuries or illnesses. Coverage may also extend to families in the event of a workplace fatality. Premiums are influenced by job risk, payroll size, and claims history.

Commercial Umbrella Insurance

Extend the limits of your existing liability policies. If a claim exceeds your primary coverage, umbrella insurance helps cover the gap, offering an extra layer of financial protection.

Commercial Auto Insurance

Protect your business vehicles and drivers with coverage for liability, physical damage, medical payments, and uninsured motorists. Ideal for fleets, delivery vehicles, and service contractors.

Cyber Liability Insurance

Respond effectively to data breaches and cyber incidents. Coverage may include data recovery, business interruption, extortion demands, and liability for compromised personal information.

Flood Insurance

Protect your business from flood-related losses, which are typically excluded from standard property policies. Coverage may include damage to buildings, contents, and loss of income due to flooding events.

 

🧩 Specialty Expertise

At Cantor Kastl Insurance Services, we bring deep industry knowledge to specialized markets. Our team has extensive experience in:

 🏢Habitational & Hard-to-Place Risks

Coverage for what others won’t touch.
We specialize in insuring apartment buildings, condominium complexes, mixed-use properties, and vacant structures—especially those that don’t fit the mold. Whether it’s a tough location, claims history, or a unique occupancy, we find solutions through our broad network of E&S and Lloyd’s markets. 


 🚗Specialty Personal Lines

Beyond basic home and auto.
From classic cars and motorcycles to boats and high-value collectibles, we offer coverage for the things that make life fun. Our inland marine and recreational vehicle policies ensure your passions are protected—on land, water, or the open road. 


 🍽️Restaurant & Hospitality Insurance

Protecting the front and back of house.
With over a decade of hands-on experience in the restaurant industry, we understand the unique risks faced by bars, cafés, and full-service restaurants. From liquor liability to kitchen equipment coverage, we tailor policies that keep your business running smoothly. 


🧠Consultative Risk Review

Insurance that thinks ahead.
We don’t just quote—we consult. Our agents review your current coverage, identify gaps, and structure policies that align with your long-term goals. Whether personal or commercial, we make sure your insurance works for you when it matters most.